Many people neglect to buy travel insurance for their cruises, often to their regret. A couple of years ago my daughter and her husband were facing canceling a cruise because of health concerns…then they discovered they would lose their entire cruise payment. So they went anyway, had a great time but now are believers.
I am a strong proponent for travel insurance. Face it, you may be perfectly healthy and fully intend to go on that cruise but then your father-in-law becomes extremely ill, or a family member passes away, or one of your children has a crisis that requires that you assist them. Face it, –it happens.
So that is why I am so pleased with this new insurance being offered by Holland America Line. Read on:
HOLLAND AMERICA LINE’S CANCELLATION PROTECTION PLAN ALLOWS GUESTS TO CANCEL FOR ANY REASON
Holland America Line guests who purchase Cancellation Protection Plan (CPP) can cancel their cruise for any reason whatsoever to receive a refund of up to 90 percent of the cruise fare paid. Two variations of the plan allow cancellation of a cruise up to 24 hours prior to the cruise or cruisetour departure for Standard CPP and right up to departure for CPP Platinum.
“With Holland America Line’s CPP plans, guests can rest assured they don’t have to have specific reasons to be protected,” said Richard D. Meadows, CTC, executive vice president, marketing, sales and guest programs. “It provides added peace of mind in today’s environment to know that whatever might be affecting a guest’s travel plans, they can receive a refund if needed.”
For most sailings, Holland America Line’s standard cancellation policy allows guests to cancel in writing without penalty up to 76 days prior to the departure date.
Two Levels of CPP
Standard CPP reimburses 80% of eligible amounts paid for cancellations for any reason up to 24 hours prior to the cruise or cruisetour departure. Plus, the plan provides an additional $500 liability (for a total of $600) for lost, damaged or delayed baggage.
CPP Platinum features a 90% refund upon cancellation for any reason prior to departure. Other benefits for the expanded plan are increased baggage protection for lost or damaged luggage up to $1,600 total, delayed baggage coverage up to $1,100, trip interruption protection if a guest must return home unexpectedly and trip delay coverage.
Medical coverage under the plan provides for emergency medical expenses for illness or injury first occurring during the voyage, emergency medical evacuation and 24-hour emergency hotline assistance for legal, passport, cash transfer, medical and documentation assistance.
Standard CPP and CPP Platinum are available to U.S. and Canadian residents and must be purchased at the time of deposit. The cost varies by cruise fare and is non-refundable. For example, CPP pricing for a guest paying up to $1,000 per person for a seven-day Caribbean cruise would be $79 for Standard CPP and $99 for CPP Platinum.